With a basic understanding of human nature and a guess at the psychology of the business person, I bet that the banks will develop Lender's Envy, seeing the U.S. start making profitable lending transactions, and start doing what they're supposed to be doing.
Sure, all that high finance is far more complex than a schmo like me could fathom. But is human nature any different on Wall Street? Actually, It's probably even more so.
All In all, I think we could recoup our $787 Billion, and then some. Who's in favor of some health care and elementary school funding?!!!
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